01 — Audit & Assurance

Audit & Assurance

Statutory and special-purpose audits delivered under International Standards on Auditing (ISAs), with reporting under IFRS.

Audit review

Our audit approach is built on international best practice — risk-based planning, evidence-driven testing, and disciplined documentation. We give investors, lenders and boards a report they can trust, and we give you findings you can act on.

What's included

  • Statutory audit of financial statements under IFRS and Maldivian law
  • Special-purpose audits for lenders, regulators and stakeholders
  • Limited reviews and agreed-upon procedures engagements
  • IFRS 9 (ECL), IFRS 15, IFRS 16 and IFRS 17 implementation support
  • Management letters with practical, prioritised recommendations
02 — Tax & Regulatory Support

Tax & Regulatory Support

Multiple deadlines, multiple tax heads, multiple rules. We handle compliance accurately and on time.

Tax and regulatory support

Managing a business can make it challenging to stay on top of multiple tax deadlines. Our tax services support you in meeting compliance obligations accurately and on time — covering preparation and filing of returns, MIRA representation, and advisory across all main Maldivian tax heads.

What's included

  • Goods and Services Tax (GST) — registration, filing and advisory
  • Business Profit Tax (BPT) — return preparation and compliance
  • Withholding Tax (WHT) — calculation, filing and remittance
  • Green Tax (GRT) — registration and ongoing returns
  • MIRA audits and disputes — preparation and representation
  • Regulatory support for CMDA, MMA and other Maldivian authorities
03 — Accounting & Reporting Support

Accounting & Reporting Support

Accurate books, meaningful management accounts, and IFRS-compliant financial statements.

Accounting and reporting

For owner-managed businesses, the difference between confident decisions and educated guesses is a well-run finance function. We handle bookkeeping, monthly reconciliations, management accounts, and year-end financial statements — so you always know where the business stands.

What's included

  • Monthly bookkeeping and bank reconciliations
  • Accounts payable and receivable management
  • Management accounts and dashboards on request
  • IFRS-compliant year-end financial statement preparation
  • Related-party and director balance documentation
  • QuickBooks, Xero and Zoho Books setup and support
04 — CFO & Finance Function Support

CFO & Finance Function Support

Senior financial guidance, controls design, board reporting and finance team development — without a full-time CFO cost.

CFO and finance function support

Growing businesses reach a point where they need CFO-level input but not yet a CFO's salary. We fill that gap — helping owners professionalise the finance function, strengthen controls, prepare board-level reporting, and support the team already in place.

What's included

  • Fractional CFO and finance director engagements
  • Internal control design and finance function reviews
  • Board and management reporting frameworks
  • IFRS implementation and technical accounting opinions
  • Due diligence for acquisitions, partnerships and investments
  • Finance team mentoring and process improvement
05 — Internal Audit & Controls

Internal Audit & Controls

Add value, reduce cost, surface inefficiency — before someone else does it for you.

Internal audit and controls

Risk-based internal audit isn't policing — it's quality assurance for the systems you've built. We benchmark against international best practice (IIA standards), focus on the controls that actually matter, and deliver recommendations management can implement.

What's included

  • Outsourced and co-sourced internal audit functions
  • Risk assessment and annual audit plan development
  • Operational, financial and IT general controls reviews
  • Anti-fraud and forensic engagements
  • Audit committee reporting and quality review
06 — Bank Finance & Business Advisory

Bank Finance & Business Advisory

The difference between a good business plan and a funded one is often the financial pack behind it.

Bank finance and business advisory

We prepare loan applications that lenders take seriously — robust projections, sensitivity analysis, and a credit memo that answers questions before they're asked. We also support negotiation, post-disbursement covenant compliance, and broader business advisory matters.

What's included

  • Business plans and financial projections
  • Loan application packaging for local and international lenders
  • Cash flow forecasting and sensitivity modelling
  • Lender liaison and term sheet review
  • Ongoing covenant monitoring and reporting
  • Practical business advisory for growth, restructuring and diversification
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